Services with a strategy first approach
Fortified Financial Planning has a strategy first approach. Here at Fortified we build strategies that are flexible and mould to your requirements. We create solutions to strengthen your future and protect you and your family from the stresses of financial markets and unplanned life events. We are dedicated to helping you achieve your goals and know that our performance will be judged on our ability to do so.
Strategy & Planning
At Fortified we will always put strategy before product. Product pushing is a criticism many have from their past experiences with the finance industry, we are here to change this perception. We focus on what you want to achieve and put realistic strategies in place to get you there.
Budgeting & Cashflow
We believe in an education-based approach. Everyone knows what a budget is but can find it difficult to find the time to put one together and then stick to it. At Fortified, we are here to coach you through the basics. Once you have mastered the basics, you will be able to make your savings work harder for you.
Debt Management
The burden of bad debt can cause unnecessary stress and can affect your mental health. Fortified has strategies to help you reduce your debt and stress through a consolidated method. Make sure you are not paying unnecessary interest to lenders.
Superannuation & Retirement Planning
The world of superannuation and retirement planning can be mosaic and hard to piece together. Thinking about super and retirement can sometimes even be scary. Don’t worry, at Fortified, we are here to help you filter through the industry jargon so that you have a real understanding of how to optimise your superannuation and retirement plan. We will work with you to achieve your retirement goals. We view your success as our success.
Wealth Protection
You work so hard to accumulate assets, to grow your income, to provide for your family – Let us help you protect this! Wealth protection is an important part of any successful strategy. It is essential to have protection in place because unfortunately, unforeseen sickness and injury can happen to anyone.
Tax Minimisation
Tax minimisation is more than putting a tax return in with deductions and hoping for a refund. Let Fortified help you with strategies to minimise your tax before the end of the financial year. Any money you can save on tax now, can be put towards your lifestyle and financial goals.
Investing
The world is changing, inflation is increasing the cost of living, house prices are through the roof, interest rates are rising, and ethical investments (ESG) are more important than ever. One of the only ways to stay ahead of these changes is by investing wisely over the long term. A great investment strategy may allow you to ultimately achieve financial freedom by never having to work another day in your life.
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”
Trust Fortified to unlock the wonders of compound earnings for you.
Plan & Strategy Reviews
Your financial strategy will need to evolve and grow with you. Part of a successful financial plan is having it regularly reviewed so that changes can be made and you know that you are on the right path. Fortified Financial Planning will be by your side to review your strategy, we will strive to strengthen your future together.
Estate Planning
The division of money and assets amongst family and beneficiaries at death can cause a lot of emotional stress where positive relationships fracture. In some cases, your assets may even go to the wrong person. Don’t leave your estate planning too late, let us take the stress out of this process by helping you make sure that your assets are distributed according to your wishes.