Fortified Financial Planning is committed to helping Australians navigate financial markets with confidence. Our team provides expert advice to support your long-term financial security, no matter the economic climate.

February Market Update: Rates, Inflation & Market Moves: As summer winds down, big financial topics are still heating up. The Reserve Bank of Australia (RBA) is under the spotlight with expected rate cuts in 2025, the Federal election is on the horizon, and the cost of living remains a challenge for many Australians.

Inflation & Interest Rates: The government’s cost-of-living relief measures have helped cool inflation, now at 2.4%, down from 2.8% in September 2024. Trimmed inflation has also dipped to 3.4%. While inflation is getting closer to target, multiple rate cuts in 2025 would be a welcome relief for mortgage holders.

Global Markets & Tech Shifts: The financial world is buzzing with news. Trump’s return to the White House is making waves, and the tech battle between the US and China is intensifying. Last week, Nvidia’s stock dropped 17% in a single day, the largest loss in US share market history, after Chinese AI company DeepSeek introduced a cheaper, competitive program. However, markets rebounded quickly.

Australian Market & Currency: Despite some volatility, the ASX 200 closed at a record high of 8,532 points. Meanwhile, the Aussie dollar is holding steady at 62 US cents.

Looking Ahead: With markets shifting and economic policies evolving, having a financial plan that adapts to these changes is more important than ever. At Fortified Financial Planning, we work with clients to build financial resilience, grow wealth, and plan for the future.

If you would like to discuss how these economic updates impact your financial goals, we are here to help.